Life insurance designed to help protect your home, your family, and the future you’re building.
Licensed guidance
A real professional, when you want one
*Illustrative example only — not a quote or a determination of coverage. Life insurance proceeds are generally income-tax-free to beneficiaries; consult a tax professional.
Coverage options from leading insurance carriers
Mortgage protection is life insurance. If you’re no longer there, the death benefit is paid to your beneficiary — who can generally use the proceeds as needed according to the policy terms.
Current home equity
$138,000
Potential protection
$300,000
This tool provides a general educational estimate only. It is not financial, insurance, tax, or underwriting advice, and it does not determine eligibility, approval, or a premium. Actual coverage, availability, and pricing are determined by the issuing carrier through its underwriting process.
Answer a few simple questions about your needs — it takes just a couple of minutes.
Review available insurance options based on your situation, budget, and goals.
Work with a licensed professional and complete your application when you're ready.
JRF GROUP was built around a simple idea: make protecting your family easier to understand. We help people explore life insurance options based on their needs, priorities, and budget — without drowning them in unnecessary complexity.
Understand what you're considering before you apply.
Explore coverage designed for different stages of life.
A streamlined digital experience from first click to application.
Licensed professionals available when human guidance matters.
Instead of being limited to a single insurance company, JRF GROUP helps clients explore coverage from multiple carriers and products based on their individual situation. Select a carrier to see its products and highlights.
Carrier availability, products, underwriting requirements, and eligibility vary by state and applicant. JRF GROUP is an independent insurance agency and is not the issuing insurance company unless otherwise stated. Logos are the property of their respective owners; their display does not imply endorsement of JRF GROUP.
Get help understanding your coverage choices.
A simpler way to explore life insurance.
Explore solutions based on your needs and goals.
Speak with a licensed professional when you need help.
Buying a home, refinancing, or have questions about your mortgage? Talk with a loan expert at MJ Financial.
Affiliated Business Arrangement Disclosure: JRF GROUP has a business relationship with MJ Financial through common ownership. Because of this relationship, a referral to MJ Financial may provide JRF GROUP, MJ Financial, or their owners a financial or other benefit. You are NOT required to use MJ Financial as a condition of purchasing insurance from JRF GROUP or for any other service. THERE ARE OTHER MORTGAGE PROVIDERS AVAILABLE, and you are free to shop for the services that best meet your needs. Mortgage and loan services are provided by MJ Financial, not by JRF GROUP; JRF GROUP is not a mortgage lender or broker and does not make credit decisions. Loan approval, terms, rates, and eligibility are determined solely by MJ Financial. Equal Housing Lender.
It takes a couple of minutes to see coverage options built around your situation. No pressure — just clarity.
